Applying for funding from Business Partners Limited

Business Partners Limited is a specialist risk finance company for formal small and medium enterprises (SMEs) in South Africa, and selected African countries. The company actively supports entrepreneurial growth by providing financing, specialist sectoral knowledge and added-value services for viable small and medium businesses.

Business Finance

The core of the company’s focus is on providing finance for formal small and medium enterprises.

Business Partners Limited structures unique, individualised financing solutions. Deals are structured using equity, shareholders’ loan accounts, revenue sharing and term loans or any combination of these. Business Partners Limited has developed a range of proprietal financing models that offer entrepreneurs maximum flexibility to suit their specific needs.

Applications for finance are assessed on the viability of a business, which comprises two important elements:

  • the business and
  • the entrepreneur

The business evaluation includes matters such as the product or service and its market acceptability, market size, the gearing of the business, and its ability to exist and grow, as well as the business’s history, the stage of its development and medium- to long-term profit potential, technical aspects and the location of the business.

In evaluating the entrepreneur, aspects such the ability to run a successful business on sound business principles, integrity, drive, vision and appropriate experience, are considered.

Business Partners Limited considers financing applications up to R25 million in all sectors of the economy — with the exception of on-lending activities, direct farming operations, underground mining and non-profit organisations — to those formal small and medium businesses whose gross assets are under R100 million, where annual turnover does not exceed R200 million and/or employees are less than 500 in number.

Applications for financing below R500 000 are usually not considered; the company does not operate in the informal or micro enterprise sectors.

Business Partners Limited requires a complete business plan to be in place before an entrepreneur can apply for investment finance. Tutorials and guides to compile a business plan can be found on the SME Toolkit South Africa. (Category Business Planning > Business Plans). The business plan can be emailed to Business Partners at or delivered to any of our offices country-wide.

Alternatively, you are welcome to submit a finance enquiry online and one of their investment officers will contact you. Visit

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