Commercial Property

Buying a property for your business

If you're thinking about buying commercial property, knowing the ins and outs of buying in this sector will ensure that you make a sound investment with both short and long-term rewards. Buying a property for your business is a big decision to make, so do your homework before you commit to something you can't afford right now. Let's explore some of the most important issues around buying a business premises. Get out some pen and paper and start making notes.

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Calculating capital gains tax using part of your primary residence for business purposes

A business owner or professional person often uses part of his or her primary residence for business (non-residential) purposes.  When the residence is sold, a special Capital Gains Tax (CGT) treatment applies. It is important that a business or professional person is aware of the existence of the complexities of CGT and seeks expert CGT advice when a sale of the dual-use residence is anticipated.

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Finding financing: terms and definitions

When you approach a potential financier to provide a loan for starting or expanding your business, it's best to be aware of some of the terminology that may be used and what they mean. This article provides you with a list of terms related to financing and finance that it would be helpful for you to know. While this list isn't the complete financing lexicon, it does point you in the right direction.

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Let the signer beware

In the past year or so I have been coaching many buyers of businesses, and giving legal advice on the wording of legal documents. Accordingly, this article is given mainly from the buyer's perspective. In particular, this article looks at how before buying a business, it is important to make sure you understand all the legal documents that you will be signing.

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Loan payment calculator

This loan payment calculator allows you to calculate the figure of your loan repayments. The calculator is split into two sections. the first section looks at how to calculate your monthly repayments for your mortgage, home equity, or car loans. The second section looks at how to calculate the impact of extra payments in addition to your existing monthly payments.

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Protect your business from crime

The high crime rate is a reality of doing business in South Africa. It is because of this that security is one of the most important aspects of running a business - it's not an area where you can afford to cut corners. Smaller companies, with fewer resources to secure themselves, are particularly vulnerable. Find out what basic measures you can put in place to make your business less of a target. This article looks at various ways of assuring your company and your employees' safety.

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Securing your inventory and property

It can be difficult to prove that an employee is stealing your equipment or inventory, but this can be extremely costly fraud. The key is not to catch someone in the act, but to enact policies that prevent it from happening. Use the techniques outlined in the article, such as inventory audits, inventory control policy and others, to secure business property and prevent inventory theft.

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Tips when looking for business premises

One of the things you have to think about carefully when starting or buying a business is where it is or will be housed. The location of your business can either make or break it, depending on all the circumstances involved, so it's not a decision to be made hastily and without some experienced advice. For those of you who have no clue about where to start, here are some points to ponder. There are many factors that will influence your decision, but let's look at the most important issues to get you in the right frame of mind.

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